Roxie Chilcott, Part 2

Roxie Chilcott, Mortgage Broker??
(Part 1)

Well, well, well, what do we have here? I was perusing some old HBHS® posts and after seeing Roxie I thought I would do a little internet search to see if there was any new, publicly-available information on our mortgage broker sweetheart. And what do I find...

Link: Foreclosure Listing

And, San Diego Source: PUBLIC NOTICES (then select "Trustee's Sales")
Notice is hereby given that RECONTRUST COMPANY, N.A., as duly appointed trustee pursuant to the Deed of Trust executed by ROXIE ANN CHILCOTT, AND KEVIN RICHARD KELLY, WIFE AND HUSBAND AS JOINT TENANTS, dated 11/10/2006 and recorded 11/17/06, as Instrument No. 2006-0820873, in Book, Page 11705), of Official Records in the office of the County Recorder of San Diego County, State of California, will sell on 01/22/2008 at 10:00AM, AT THE SOUTH ENTRANCE TO THE COUNTY COURTHOUSE, 220 WEST BROADWAY, SAN DIEGO, CA at public auction, to the highest bidder for cash or check as described below, payable in full at time of sale, all right, title, and interest conveyed to and now held by it under said Deed of Trust, in the property situated in said County and State and as more fully described in the above referenced Deed of Trust. The street address and other common designation, if any, of the real property described above is purported to be: 4046 CAMINITO ESPEJO, SAN DIEGO, CA, 921071521.

Reviewing the house details, it was purchased in '95 for $160K and it sold for $415K after the foreclosure. But the loan amount shown in the foreclosure listing is $468K. Livin' high on the HELOC? Out of curiosity, would this loan have legal recourse?

What is even more fascinating about this foreclosure is that it occurred near the same period of time that Roxie was serving as Pres. CA Assoc of Mortgage Brokers (San Diego Chapter) and was being quoted in the San Diego Union-Tribune (Dec. 07).

4046 Caminito Espejo, San Diego CA 92107
3 beds, 2.5 baths, 1,434 sq ft
Recently Sold: $415,000

Sale History:
06/13/2008: $415,000
02/28/1995: $160,000