Sunday, February 10, 2008

Roberto Gomez

Roberto Gomez, $1M House "Owner"
We're back to Sonoma County, land of million dollar house owners renters. What is it about Sonoma, that everyone thinks they're entitled to a "million-dollar house"? Just like the Carnes' and their super Realtor Chris Nunez, Roberto had to have that million dollar house. With a wife (just one) and a daughter (also just one), he needed 5 bedrooms and 3000+ sqft. I'm beginning to think that Sonoma was Ground Zero for collusion to commit mortgage fraud.

2008-02-10: One homeowner's tale of lending woe
Roberto Gomez said he gambled, with assistance from his mortgage broker, that the 3,400-square-foot, five-bedroom, four-bath house would continue gaining value so he could refinance into a less-risky loan. It was spring of 2005 and Sonoma County’s housing market was booming.“I was really happy because it’s a big house. (Ty: Is this how people measure happiness?) They kept telling me the values would go up. I figured I could refinance and fix my payments,” Gomez said. (Ty: Explain the part to me about a guy that makes $72K/year and is able to afford a $1M+ mortgage, with or without a refi.)

Gomez would not have qualified for the loan had he put down his actual earnings, $6,000 a month, rather than the $19,500 income he stated. (Ty: Liar, liar, pants on fire!)

2008-02-10: Ben's Blog
A comment posted at the story:
The man just ADMITTED to committing: (1) felony conspiracy to defraud by obtaining money under false pretenses; and (2) felony fraud by obtaining money under false pretenses.

Here is the McMansion...
260 Appaloosa Trl, Healdsburg, CA 95448
5 beds, 4.0 baths, 3,216 sq ft
For Sale: $1,298,000
APN: 003-110-019-000
Description: Rare Single Level! 10' ceilings, marble and French oak floors. Chef's kitchen featuring granite countertops, stainless steel appliances and SubZero fridge. 5 bedrooms, 4 baths including sumptuous master suite. 2 fireplaces, elegant formal dining, spacious family room, sparkling swimming pool and small Syrah vineyard. Wonderful Healdsburg wine country lifestyle only 5 minutes to the Plaza. .88 acre.

Sale History
06/03/2005: $1,200,000
03/30/2001: $851,500

I'm sure Mr. Gomez regularly entertained his "high society" friends in his million dollar home. BWAHAHAHA

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